Loans

At Fayetteville Postal Credit Union, we believe that your financial situation should never limit your ability to get the loan you need. That's why we offer a variety of loan products that include:

Emergency loans

Financial emergencies can happen to anyone. With our emergency loans, you'll never have to worry about your finances again. We offer fast, friendly service and flexible payment plans that are designed to meet your needs.

Emergency loans are designed for those who have been in an unexpected situation where they need a cash infusion. They can be used for anything from medical bills to home repairs, or even if you need help holding on until payday.

New & Used Autos and Motorcycle Loans

At Fayetteville Postal Credit Union, we're proud to offer a wide selection of new and used autos, as well as motorcycle loans.
Our team of experts is always ready to help you find the right vehicle for your needs. We'll make sure that you get the best value for your money and will work with you to make sure that you get the financing that works best for you.

Secured and Unsecured personal loans

Personal loans with no collateral are a great way to get the money you need, but there are a few things you should know about this type of loan. It doesn’t require collateral, just income proof, and a valid ID.
It's a great alternative to personal loans with collateral. These loans can be used for many different purposes, whether it's for a down payment on your first home or for emergency expenses like medical bills or car repairs. The interest rate is usually lower than payday loans and credit cards because they don't require any form of collateral, but it can end up costing you more in the long run due to fees and interest rates.

A share draft checking account overdraft protection loans

A share draft checking account overdraft protection loan is a line of credit that you can use when you don't have enough money in your bank account to cover a check or debit card transaction. There's no credit check, and there's no obligation to repay the loan if you don't use it.
You'll be charged interest at the rate of 18% on the amount of any overdraft protection loan that remains outstanding in your share draft checking account for more than 30 days. The maximum amount available for an overdraft protection loan is $1,000.
Contact us today to learn more about our rates!