Rates
Online Loan Application
HOME EQUITY LOANS
5 YEARS PRIME
RATE
7 YEARS PRIME
RATE + .25
15 YEARS PRIME RATE + .50
| New Auto Rates starting as low
as |
| Term |
APR |
| 36 MONTHS |
4.99% |
| 48 MONTHS |
5.75% |
| 60 MONTHS |
6.25% |
| 72 MONTHS |
6.99% |
| AUTO LOAN
REFINANCING |
UP TO THE VALUE OF THE CAR OR
CURRENT LOAN BALANCE. |
| 36 MONTHS |
5.99% |
| 48 MONTHS |
6.99% |
| 60 MONTHS |
7.25% |
| Used Auto Loans - Up to 100% of NADA Retail Value |
Term |
Rates
Start At |
| STARTING AT |
36 MONTHS |
5.99% |
| STARTING AT |
48 MONTHS |
6.99% |
| STARTING AT |
60 MONTHS |
7.25% |
| New Boat Loans |
Term |
Rate |
| 70% Financing |
60 Months |
13.00% |
| Motorcycle Loans |
Term |
Rate |
| New - Rates & Terms depend on type of
bike |
|
|
| Used - 70% Financing |
48 Months |
13.00% |
| Other Loans |
Term |
Rate |
| Unsecured - $8,000.00 max |
36 Months |
7.99 % - 16.99% |
| Share Draft Protection |
Open-End |
16.00% |
| Promotional Loans |
Call for Details |
Dividend Rates
Rates for 1st Quarter 2008
| Dividend Rates |
APY* |
|
| Regular Shares |
1.25% |
Dividends earned on accounts with an average
daily balance of $100.00 - 9,999.99 |
| Regular Shares |
1.75% |
Dividends earned on accounts with an average daily balance
of $10,000 or more |
| Share Draft Checking |
1.25% |
Dividends earned on accounts with an average
daily balance of $1000.00 or more |
| IRA Savings |
2.50% |
Minimum balance $25.00 |
| Club Accounts |
1.25% |
No Minimum balance |
* Annual Percentage Yield
Certificate Rates and IRA Certificate Rates Effective 05/15/2008
| Term Share Certificate* |
Rate |
Rate |
| Minimum Deposit |
500.00 |
50,000.00 |
| 3 Month |
1.96% |
2.96% |
| 6 Month |
2.22% |
3.22% |
| 12 Month |
2.43% |
3.43% |
| 24 Month |
2.48% |
3.48% |
| 36 Month |
2.58% |
3.58% |
| 60 Month |
2.67% |
3.67% |
|
